Our Banking & Financial Services team advises banks, leasing institutions, investment funds, venture capital investors, fintech operators, borrowers and multinational corporates on complex financing, regulatory and transactional mandates in Greece.

Our lawyers have represented major Greek and international banks, financial institutions, issuers, borrowers, investors and corporate groups on a wide range of banking and finance matters, including bank lending, bond financings, leasing finance, project finance, venture and convertible financing, intercompany lending, corporate treasury arrangements, restructurings and finance-related regulatory matters.

The practice combines strong transactional capability with sector experience in telecoms and digital infrastructure, renewable energy, hospitality, life sciences, technology, fintech, consumer finance and industrial operations.

Our experience in this area includes the following highlights:

• Advising a leading Greek leasing institution on complex telecom infrastructure leasing financings for the rollout of fibre-optic networks in Greece, including terrestrial and submarine FTTH infrastructure, EPC arrangements, assignment structures and security documentation.
• Advising banks on project finance transactions in the renewable energy sector, including wind and photovoltaic projects, legal due diligence, bond programmes, security packages, hedging documentation and project-related finance documents.
• Advising a foreign bank on a cross-border bond financing for the renovation and operation of a landmark hotel in central Athens, involving Greek, Cypriot and Israeli law aspects.
• Advising venture capital investors on seed, pre-seed and growth financings in technology, biotechnology, life sciences, healthcare and regulated sectors, including investment agreements, conversion mechanics, shareholders’ agreements and investor protection rights.
• Advising a consumer finance operator on the regulatory framework for non-bank lending in Greece, including Bank of Greece licensing, capital and governance requirements, consumer credit rules, creditworthiness assessment and conduct-of- business obligations.
• Advising investment funds on equity and convertible loan investments in regulated businesses, including healthcare, pharmaceuticals, food and beverage and medical technology companies.
• Advising technology companies and start-ups on finance structuring, investor documentation, amendments to investment documents, ancillary corporate approvals and cross-border financing arrangements.
• Advising fintech and payment-sector clients on the Greek regulatory framework for innovative cash access solutions, including payment services regulation, AML, agent structures, consumer transparency and scheme rules.
• Advising multinational industrial groups on intragroup finance, intercompany funding arrangements, bank financing documentation, corporate approvals and treasury-related matters.
• Advising corporate clients on leasing, asset finance, bank financing, shareholder loans, security documentation, refinancing arrangements and finance-related commercial contracts.
• Advising listed companies on share and bond offerings, corporate governance, public disclosure and investor protection matters.
• Advising renewable energy developers and EPC businesses on project-related financing arrangements in Greece and abroad, including cross-border financing structures and bank documentation.